
More Than Just a Law Firm
The law is complicated and can be confusing to the untrained eye. Do you feel that you have been wronged but have no idea where to start? Law Offices of Rick G Meléndez has been providing comprehensive and easy to understand counsel to the people of Chula Vista since 2000. We know how overwhelming the legal process can be, especially when you are under an enormous amount of stress. This is why our goal is to help you understand your rights and the issues affecting your case.
We are a law firm, but we never forget that our clients are people with unique emotions and values. Law Offices of Rick G Meléndez keeps you involved and personally guides you in making important decisions about your case, calmly and effectively. We let you know what is going on at every stage, and explain every small detail so that you are in charge.

Welcome
Reliable Lawyer Services for Bankruptcy
If you're facing overwhelming debt, our firm offers trusted and experienced help to guide you through the legal maze. Specializing in bankruptcy in Chula Vista, CA, we handle Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases with skill and compassion. Our goal is to help you regain control of your financial future with clear, straightforward advice tailored to your unique needs.
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Meet Your Dedicated Bankruptcy Law Firm
Our firm has built a reputation for helping with bankruptcy in Chula Vista, CA by putting clients first. With decades of combined experience, we focus on providing personalized service that produces proven results. Every case is handled with care, respect, and a commitment to finding the best outcome for you and your family.
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Experienced Legal Team You Can Rely On
When you turn to Law Office of Rick G Melendez for assistance with bankruptcy in Chula Vista, CA, you'll work with seasoned attorneys who specialize exclusively in bankruptcy law. They bring a deep understanding of both the legal system and the financial challenges our clients face. You can trust our expertise to guide you through each step with confidence and clarity.
Client Testimonial
"Rick Melendez was referred to me by a dear friend, and the very first phone call to him has put me at ease about the entire situation (The embarrassment of even considering to file). Mr. Melendez has a very calm way to explain every step and does not talk over your head. His patience and willingness to listen and explain things, are a huge plus. The court date was a breeze and I couldn't be happier. I highly recommend The Law Office of Rick Meléndez."

Flexible Payment Options
Most bankruptcy lawyers charge their clients in advance, but we understand that many people simply cannot afford to do that – after all, debt trouble is why they’re considering bankruptcy. However, with just a down payment, our attorney can launch the bankruptcy process on your behalf and create a payment plan that you can afford with no interest. Chapter 13 bankruptcy filers can begin with a modest down payment and pay off the remaining balance as part of your monthly repayment plan. To qualify, you need to be employed with a regular income. You can also opt to pay everything upfront and save a bit by doing so.
